Future Debt Counseling Strategies for 2026

These rates are present at least through March 10, 2026, and the NCUA in 2026 will have to determine the rates after March 10. Importantly, anyone who consolidates their loans into a brand-new Direct Consolidation Loan that is disbursed on or after July 1, 2026, will be treated as a debtor with brand-new loans and limited to just the new RAP and standard plans. Starting July 1, 2026, theGrad PLUS loan program is eliminated entirelyGotten rid of and there are new dollar brand-new limits quantity other loans to graduate studentsFinish